Three simple steps. You stay in control the whole way.
Tell us what we need, we surface what may be waiting for you, and you decide what gets filed. No surprises. No automatic submissions.
The three-step flow
Tell us the basics
Answer a few straightforward questions about where you've lived, worked, and shopped. We never ask for your full SSN, and you can review everything before we search.
We find what may be waiting
Our search checks your answers against real, open settlements, refunds, and payouts in your name. Results come sorted by deadline so nothing gets missed.
Track claims, deadlines, and updates
We handle the paperwork and watch every deadline. You review each claim before anything is submitted, and we alert you to changes and next steps.
You're always in control
Nothing gets filed without your approval. No auto-submission. No surprises.
You review every claim
See what we found, read the plain-English summary, and decide before we file.
Nothing filed without your OK
We ask for explicit approval on each claim. You control the pace and scope.
Cancel anytime
Stop tracking a claim, pause all work, or delete your account. Your choice.
We handle the complexity so you don't have to. But you're never locked in.
What we do vs. what you do
What we do
- • Find settlements, refunds, and payouts in your name
- • Translate the legal language into plain English
- • Fill out all required forms and documentation
- • Track deadlines and alert you before they pass
- • Watch for status updates and next steps
What you do
- • Answer a few straightforward questions about yourself
- • Review what we found and the claim summaries
- • Approve the claims you want us to file
- • Check your account for deadline reminders
- • Respond to status updates if needed
Honest expectations
Timelines
Settlements don't move fast. Most claims take weeks to months from filing to resolution. We'll watch those deadlines and keep you posted, but patience is part of the process.
Amounts vary
Each settlement is different. Your payout depends on the claim itself, how many other eligible people file, and the settlement terms. There's no way to know exactly what you may qualify for until you check.
Not everyone qualifies for everything
Your answers determine which claims you may be eligible for. We'll show you the ones that match your situation, but the settlement administrator makes the final call on who qualifies.
Eligibility and payouts are not guaranteed. PendingMoney is not a law firm and does not provide legal advice.
Your data, handled with care
What we ask
- - Your name and contact information
- - Addresses where you've lived (past 10 years)
- - Employers where you've worked (past 10 years)
- - Retailers or services you may have used
- - Last 4 digits of your SSN (if needed for filing)
Why we need it
- - To match you against settlements that apply to people in those places
- - To verify your eligibility for each claim
- - To complete the required paperwork when you approve a claim
- - To update settlement administrators on your behalf
How we protect it
- • We never ask for your full SSN unless a specific settlement requires it
- • Your data is never sold or shared with anyone except the settlements you approve
- • We don't cross-reference your data with other apps or sell it to brokers
- • You can delete your account and all associated data at any time
Questions we hear often
How automatic is this?
Nothing is automatic. You review each claim and explicitly approve before we file. We handle the paperwork and watch deadlines, but we call it assisted, not automatic, because you stay in the loop every step.
Do I lose control of anything?
No. You decide what gets filed, when, and on which claims. You can pause tracking, cancel a claim, or delete your entire account anytime. We're a tool you control, not a service that controls you.
What do you actually see about me?
Only what you tell us and what's needed to find and file eligible claims. We see your name, addresses, employers, and last 4 SSN digits for filing. We never pull your credit, bank account, or browsing history. We're not a data broker.
Is it really free to file myself?
Yes. Every claim we surface can be filed for free on your own. Our service charges a fee only if you choose to use us to file. You'll always know the cost upfront before you approve anything.
See what may be waiting for you
Takes about 2 minutes. Free to check. No credit card needed.
PendingMoney is available in the United States only. We may not find matches for everyone, and eligibility is determined by each settlement.